woman wearing big earrings

By Dr. Hudson Frey

As a facial plastic surgeon here in Austin, TX, I see many patients interested in rhinoplasty, often referred to as a nose job. One of the most common questions I hear is, "Will my insurance cover it?"

This is a fantastic question! Understanding how insurance handles rhinoplasty can be confusing, especially because there are both functional and cosmetic aspects to the procedure.

Let's Break it Down: Septoplasty vs. Rhinoplasty

First, it's important to distinguish between septoplasty and rhinoplasty.

  • Septoplasty: This procedure corrects a deviated septum, the wall that separates your nostrils. A deviated septum can cause breathing difficulties, congestion, and even facial pressure.
  • Rhinoplasty: This surgery focuses on altering the shape and appearance of the nose. It can address concerns like prominent hump, nostril width, or tip projection.

Insurance Coverage: Function vs. Form

The key to understanding insurance coverage is the distinction between functional and cosmetic aspects of the procedure.

Functional Septoplasty: If a deviated septum is causing breathing problems, a septoplasty can often be covered by insurance.

Cosmetic Rhinoplasty: However, if your primary concern is with the aesthetic appearance of your nose and you have no functional breathing problems, then a traditional rhinoplasty likely won't be covered by insurance.

Septoplasty/Rhinoplasty: Sometimes you have both functional and cosmetic concerns. Thus, your insurance may cover the functional concerns, while you will be responsible for paying out-of-pocket for the cosmetic concerns.

Before & Afters:

https://buckinghamfacialplastics.com/gallery/rhinoplasty/item/UUlpiEaFSI6QVdOd8C4C6A/
https://buckinghamfacialplastics.com/gallery/rhinoplasty/item/YnzBmZhXTyKS-wYihNqU6Q/
https://buckinghamfacialplastics.com/gallery/rhinoplasty/item/faIPdS2ESoyoltGVKz4c0g/

The Importance of Consultation

If you're considering a rhinoplasty and have questions about insurance coverage, it's crucial to schedule a consultation with a board-certified surgeon, like myself. During the consultation, we can discuss your specific concerns, evaluate your breathing function, and determine if a septoplasty or rhinoplasty is necessary. We can then delve into your insurance details to see if a portion of the procedure might be covered with our patient liaison and team.

Here at The Buckingham Center, I understand that navigating insurance can be overwhelming. That's why my staff and I are here to assist you in understanding your coverage and creating a financial plan for your rhinoplasty journey.

Considering Rhinoplasty in Austin?

If you're looking for a reputable facial plastic surgeon in Austin, TX, to explore rhinoplasty options and discuss insurance coverage, contact our practice today. We look forward to helping you achieve your aesthetic and functional goals!

Be sure to check out our gallery of rhinoplasty and septoplasty before and after’s here:

Nasal Obstruction before and after’s: https://buckinghamfacialplastics.com/gallery/nasal-obstruction/

Rhinoplasty before and after’s: https://buckinghamfacialplastics.com/gallery/rhinoplasty/

Other Resources:

Rhinoplasty: https://buckinghamfacialplastics.com/procedures/rhinoplasty/

Septoplasty/Nasal Obstruction:  https://buckinghamfacialplastics.com/procedures/nasal-obstruction/

Some Insurance Resources:

Cigna: https://static.cigna.com/assets/chcp/pdf/coveragePolicies/medical/mm_0119_coveragepositioncriteria_rhinoseptoplasty.pdf

United Healthcare: https://www.uhcprovider.com/content/dam/provider/docs/public/policies/comm-medical-drug/rhinoplasty-other-nasal-surgeries.pdf

Cigna: https://www.aetna.com/cpb/medical/data/1_99/0005.html

Blue Cross: https://www.bcbstx.com/starkids/plan-details/covered-services


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